AAA Lendings, Inc.
41 E Live Oak Avenue, Arcadia, CA 91006
https://www.wholesaleaaalendings.com
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
28
Total loans closed with Loan Factory (past 12 months)
11
Lender overview
Basic information
AAA CAPITAL INVESTMENT, INC. Its Successors and/or Assigns 41 E Live Oak Ave, Arcadia, CA 91006
AAA CAPITAL INVESTMENT, INC. Its Successors and/or Assigns 41 E Live Oak Ave, Arcadia, CA 91006
Lock policies & Fees
Lock Policies
Rate Extension Fee: 0.125-0.150% for 7 days |
0.250% for 14 days
Rate Extension Fees: The fee for a second-rate extension will be 1.5 times that of the first-rate extension fee. Third-rate extensions are not permitted
Relocking within thirty days after the lock period expires is not allowed
The lower price of original price or current price minus 0.25
Lender's niche & Overlays
HomePort Program: Owner Occupied/No Income Docs / No Employment Verification - Rates starting at 6.375%
Right now, AAA is the ONLY wholesale lender in the market offering this program. No income, no DTI, no VOE, no CPA P&L – nothing like the usual headaches. If you’re not using it, you’re leaving deals – and money – on the table.
• No income docs – forget W2s, tax returns, CPA letters
• No DTI calculations – high DTI? Doesn’t matter anymore
• No VOE – no employer calls, your clients’ privacy stays safe
• 30% down is enough to get rolling
• Fast closings – average 10 business days
• Rates start at 6.375% – plus rebates up to 2.00%
• Fewer conditions, fewer docs – less back and forth, faster commissions
• Wholesale exclusive – only we can do this
Who Is This For – Hidden Gold in Your Database
• Clients with some assets but low taxable income, high DTI, or unstable earnings
• Foreign buyers or clients with overseas assets who don’t want to move funds to the U.S.
• Privacy-focused high-net-worth clients like execs, attorneys, or government employees
• Anyone with 30% down who wants to close as smoothly as a cash buyer
How HomePort Stacks Up vs. Other Products
VOE / CPA P&L: Tons of docs, slow, often gets stuck
Asset Depletion: Better, but still calculates income from assets
HomePort: No income, no DTI, fewer docs, faster closings, less risk – and only AAA offers it
• Got clients denied because of high DTI or low tax return income?
• Got foreign clients with assets overseas but no U.S. income?
• Got clients who value privacy and don’t want employer calls?
• Got clients who walked away because paperwork was too much?
Good Pricing and Flexibility in Underwriting
Self-Prepared P&L
QM Community Loan
DSCR is available in all the states except AK, AR, IA, MT, ND, RI, SD, UT, VT
Lender turn time
2
2
1
Review - AAA Lendings, Inc.
0.0
0 Google Reviews
Stars
Sort by
