Central Lending

Address: 401 Florida Avenue South, Lakeland, FL 33801

https://centrallending.com/

Internal Reviews

(0 reviews)

Total loans closed with Loan Factory
1

Total loans closed with Loan Factory (past 12 months)
0

Lender overview

Basic information

QM Program

N/A

Loss Payee

Ask CL processor

CPL or Subordinate Clause

CPL: "We’ll need a Closing Protection Letter issued by the title company, naming Central Lending as the insured party. This protects us in case of wire or settlement issues." Subordinate Clause: "We don’t allow subordinate financing unless approved as an exception. The loan is structured to be in first lien position unless explicitly authorized otherwise."

Lock policies & Fees

Lock Policies

Lock extension

N/A

Relock

N/A

Lock & Shop

Lender's niche & Overlays

Lender's Niche

Fix and Flip

Ground Up construction

Fast closings - 3 days for purchases

Lender's overlays

Entity borrowers only, non-owner occupied.

Lender turn time

Initial underwrite (days)

CTC conditions review (days)

Initial CD (days)

Review - Central Lending

0.0

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